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Fully Budgeted Novated Leases

Get Exceptional Value with Novated Lease Specials

Welcome to Novated Finance Australia, your premier destination for securing Australia's most advantageous novated lease deals. If you're searching for the best car lease deals in Australia, look no further. Our specially curated novated lease specials are designed with your diverse needs and budgetary considerations in mind, ensuring a seamless match for your lifestyle. 

Explore our novated lease car deals today and embark on a journey of financial savvy and driving pleasure.

  • Finance Repayments: Tailor-made financing solutions that cater to your unique financial situation.

  • Service and Maintenance: Hassle-free upkeep and maintenance to ensure your vehicle remains pristine.

  • Replacement Tyres: Our inclusive tyre replacement service eliminates the worry of unexpected tyre costs.

  • Registration and CTP: We take the burden of managing your vehicle's registration and CTP insurance off your shoulders.

Opting for a novated lease through Novated Finance Australia not only simplifies vehicle ownership but also enriches it with a suite of comprehensive benefits, including:

What Included?

  • Comprehensive Insurance: Enjoy peace of mind with full insurance coverage.

  • Fuel or Charging: Whether your vehicle runs on fuel or is powered by electricity, we've got your energy needs covered.

  • Accident Management: Access to expert support in the unfortunate event of an accident.

  • Roadside Assistance: Around-the-clock assistance ensures you're never left stranded.

What’s The Benefit of a Novated Lease?

  • Tax Efficiency: Lower your taxable income through pre-tax vehicle and running cost payments.

  • One Simplified Payment: Consolidate your finance and running costs into a manageable payment.

A novated lease arrangement opens up a realm of financial and lifestyle benefits:

  • Electric Vehicle Benefits: Take advantage of the fact that there is no FBT on electric vehicles priced under $89,332, adding an extra incentive layer.

  • Exclusive Purchase Prices: Gain access to special vehicle purchase prices not available to the general public.

  • Unwavering Support: Enjoy the security of 24/7 accident management and roadside assistance.

Electric Vehicle or Petrol?

BYD

electric vehicle

2023 ATTO 3
Standard Wagon 5dr Reduction Gear 1sp AC150kW (50kWh)

TERM SAVINGS with novated lEASE:
$34,580

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$51,248$51,248
ESTIMATED PER WEEK COST$306$173
ESTIMATED SAVINGS OVER TERMN/A$34,580

Tesla

electric vehicle

Model 3 MY23.5
Rear-Wheel Drive Sedan 4dr Reduction Gear 1sp AC194kW

TERM SAVINGS with novated lEASE: $52,000

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$65,832$65,832
ESTIMATED PER WEEK COST $412$212
ESTIMATED SAVINGS OVER TERMN/A$52,000

Volvo

electric vehicle

2023 XC40 XZ MY24
Recharge Pure Electric Wagon, 5dr Auto 1sp AC175kW

TERM SAVINGS with novated lEASE:
$49,920

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$79,778$79,778
ESTIMATED PER WEEK COST$436$244
ESTIMATED SAVINGS OVER TERMN/A$49,920

Mercedes Benz

electric vehicle

2023 EQA 250
H243 MY24 4D Wagon Electric 1SP Automatic

TERM SAVINGS with novated lEASE:
$47,093

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$85,957$85,957
ESTIMATED PER WEEK COST $424$243
ESTIMATED SAVINGS OVER TERMN/A$47,093

BMW

electric vehicle

2023 BMW iX1
U11xDrive30 xLine Wagon 5dr Auto 1sp AWD 230kW

TERM SAVINGS with novated lEASE:
$50,440

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$86,167$86,167
ESTIMATED PER WEEK COST $465$271
ESTIMATED SAVINGS OVER TERMN/A$50,440

Estimated costs only. Based on $150,000 salary, 60 month term & car travelling 10,000kms per annum

Mazda

Petrol vehicle

2023 CX-30 DM2W7A
G20 Pure Wagon 5dr SKYACTIV-Drive 6sp 2.0i

TERM SAVINGS with novated lEASE:
$7,540

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$31,610$31,610
ESTIMATED PER WEEK COST$240$211
ESTIMATED SAVINGS OVER TERMN/A$7,540

Volkswagen

Petrol vehicle

2023 Golf 8 MY23 110TSI
Hatchback 5dr Spts Auto 8sp 1.4T

TERM SAVINGS with novated lEASE:
$8,248

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$39,102$39,102
ESTIMATED PER WEEK COST$264$232
ESTIMATED SAVINGS OVER TERMN/A$8,248

Porsche

Petrol vehicle

2023 Macan 95B MY24
Wagon 5dr PDK 7sp AWD 2.0T

TERM SAVINGS with novated lEASE:
$2,221

CAR LOANNOVATED LEASE
TOTAL ON ROAD COSTS (Inc. GST)$98,655$98,655
ESTIMATED PER WEEK COST$566$557
ESTIMATED SAVINGS OVER TERMN/A$2,221

Estimated costs only. Based on $150,000 salary, 60 month term & car travelling 10,000kms per annum

A novated lease is a tri-party contractual arrangement sanctioned by the Australian Taxation Office (ATO) involving you, your employer, and Novated Finance Australia. 

It simplifies vehicle ownership with a transparent and efficient structure:

How a Novated Lease Works

The vehicle is yours to enjoy without personal or business use restrictions.

Benefit from reducing your taxable income through pre-tax salary deductions for your lease payments.

Employer is Direct Debited for the lease payments by Novated Finance Australia

Easy Steps to Leasing Your Dream Vehicle

Ready to take the next step towards driving your dream vehicle? 

Our process is straightforward and designed for your convenience:

Step 1

Choose from our extensive selection of vehicles. If your dream car isn't listed, we'll source it for you.

Step 2

Complete our quick and easy form to arrange a callback conveniently.

Step 3

Proceed with a credit application and, upon approval, sign our straightforward lease documentation.

Step 4

We facilitate the process with your employer, ensuring they are fully onboarded and understand the deed of activation.

Step 5

Your chosen vehicle will be delivered directly to you following the finance settlement.

Step 6

We coordinate with your payroll department or outsourced provider (e.g. Xero) to ensure smooth lease payment deductions.

Begin Your Novated Lease Journey Today

Are you ready to unlock the benefits of novated leasing and drive home in your dream car? 

Don't wait - start your application now and elevate your driving experience with the perfect vehicle that meets your needs and exceeds your expectations.