Australian Defence Force (ADF) Novated Lease in Australia
Novated leasing is ideal for the Australian Defence Force (ADF) offering flexibility, cost savings, and a streamlined leasing process!
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NOVATED LEASING OFFERS ADF MEMBERS A TAX-EFFECTIVE WAY TO LEASE A VEHICLE, REDUCING TAXABLE INCOME AND SIMPLIFYING EXPENSES.
What is Novated Leasing for ADF Members
An ADF novated lease allows you to pay for your vehicle using pre-tax income, reducing your taxable salary while spreading the cost of your car over time.
By having your vehicle payments deducted from your pre-tax salary, you’ll reduce your taxable income, leading to significant tax savings.
You can choose the vehicle and insurance that best suit your needs.
All your vehicle expenses, including registration, insurance, fuel, and maintenance, are bundled into one easy, fixed monthly payment, making budgeting straightforward.
Benefits of Novated Leasing for ADF Members
Check out the exciting perks of Novated Leasing for ADF Members!
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Save on Tax
With a novated lease, your vehicle payments come directly from your pre-tax income, effectively lowering your taxable income. This reduces your overall tax liability and helps you save more money.
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Easy Budgeting
Novated leasing bundles all vehicle-related expenses (fuel, insurance, and maintenance) into one fixed, manageable monthly payment. This predictable cost structure simplifies budgeting, making it easier to plan your finances.
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Reduced Vehicle Costs
Novated leasing helps to reduce the overall cost of owning and operating a vehicle. The lease structure maximises savings, providing you with a more affordable way to own a car.
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Transparency
A novated lease offers complete transparency regarding costs, fees, and deductions.
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Lower Lease Payments
Salary sacrifice allows you to spread the cost of the vehicle over time. This reduces monthly payments, making your vehicle ownership more manageable.
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Ownership Flexibility
At the end of the lease term, you have the option to buy the vehicle or extend the lease. This flexibility makes managing your vehicle easy.
Savings Opportunities for ADF Members
Novated leasing offers Australian Defence Force members excellent savings opportunities. By having your vehicle payments deducted from your pre-tax salary, you reduce your taxable income, which lowers your overall tax liability. This results in significant tax savings that can improve your financial situation.
In addition to tax savings, novated leases allow you to bundle all vehicle-related expenses into one fixed monthly payment. This includes maintenance, fuel, insurance, and registration, which simplifies budgeting and prevents unexpected costs.
Novated leasing offers flexibility to all member of the ADF to drive a new or used vehicle while enjoying substantial savings through tax advantages.
FBT Exemptions For EVs
ADF members who choose electric vehicles (EVs) under a novated lease can benefit from Fringe Benefits Tax (FBT) exemptions. The Australian government offers FBT exemptions for eligible electric vehicles, significantly reducing the overall cost of leasing an EV.
Here’s What We Offer the ADF Members
All your vehicle costs are bundled in one package for peace of mind and budget control.
✅ Registration and CTP
✅ Charging costs
✅ Tyres
✅ Service and Maintenance
✅ Comprehensive Insurance
Other Agencies Within the Defence Department We Can Assist
We also assist employees from the following agencies within the Defence Department:
✅ Australian Defence Force (ADF)
✅ Australian Army
✅ Royal Australian Navy
✅ Royal Australian Air Force (RAAF)
✅ Department of Defence (Civilians)
✅ Department of Veterans’ Affairs
✅ Defence Intelligence Organisation (DIO)
✅ Capability Acquisition and Sustainment Group (CASG)
✅ Defence Strategic Policy and Intelligence Group (SP&I)
Get the Best Novated Lease Deals
We offer the best novated lease deals for ADF members. With flexible payment options, tax savings, and all-inclusive packages, our novated leases make vehicle ownership more affordable. Whether you’re looking for a new car or an electric vehicle, we ensure you get the best deal. Contact us for a free quote and start saving today.
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Setting up a Novated Lease
Set up your novated lease easily with our straightforward process, tailored to your needs and preferences.
Step 1
Vehicle Selection
Choose your desired vehicle. We assist you in exploring a wide range of options to find the perfect fit for your needs and budget.
Step 2
Finance Application
We will source the finance and select the best option for you. Our team will ensure you understand all available options and help you choose the one that aligns with your financial goals.
Step 3
Finalise Your Lease
Once you’ve made your selections, we’ll guide you through finalising the paperwork. After that, you’ll be ready to drive your new vehicle, enjoying the benefits of a novated lease with minimal hassle and maximum convenience.
Testimonials
Having second thoughts? Here are some of our customers sharing their experience with Novated Finance Australia
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5.0 Stars
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Can’t thank Henry hay enough for all…
Can’t thank Henry hay enough for all his help and how quickly he found a car and got the wheels in motion! He’s made the process so easy! Thanks to the team around him also really appreciate it.
Damien
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Easy to deal with and very helpful…
Easy to deal with and very helpful throughout the process.
Rob
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Fantastic Process
Made everything easy from start to finish! Hassle and stress free the whole way - highly recommend!
Ben
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Great company!
The team had me approved and settled within 24hours. I was in my new car by the weekend! Great experience!
Hayden
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Great to work with
Great to work with, very smooth process.
Timothy
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Great to deal with
Great to deal with. The whole process was seamless.
Tannous
Australia
FAQs
Get answers to frequently asked questions about novated leasing for ADF Members and how it can save you money.
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A novated lease is an agreement between you, your employer, and a leasing provider. The lease payments are deducted from your pre-tax salary, reducing your taxable income.
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Yes! With a novated lease, you have the flexibility to choose any vehicle from our wide range of cars that suits your needs. Whether it’s a new car, a used vehicle, or even an electric car, you decide.
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A novated lease typically includes the vehicle’s purchase price and associated costs such as maintenance, fuel, insurance, and registration. These expenses are bundled into one simple monthly payment, making budgeting easy and allowing you to manage your vehicle costs with minimal hassle.
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Salary sacrifice means that the cost of your novated lease payments is deducted from your pre-tax salary, reducing your taxable income. This results in tax savings, as the vehicle payments and related expenses like maintenance and fuel are paid before tax, providing additional savings beyond the vehicle payment itself.
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At the end of the novated lease, you can either purchase the vehicle for a residual value, extend the lease term, or upgrade to a newer model.
Have more question? Contact us
Working At A Government Department? We Can Help You!
As an Australian Defence Force member, you can benefit from novated leasing. With flexible options and tax savings, we help you drive a new car. Contact us today to get started and maximise your savings.
Disclaimer
While every effort has been made to ensure the accuracy of the information provided, the figures presented are based on the details shared and should be considered for reference only. This includes estimates for scheduled servicing, tyres, registration, lease payments, fuel, and comprehensive insurance.
Prior to signing any agreements, you will receive a copy of all pertinent documents, including this estimate and the associated finance terms and conditions.
Save on tax and get into your dream car with a novated lease
Save on taxes and drive your dream car sooner with a flexible, cost-effective novated lease.
