Novated Leasing Options for Australian Defence Force Members
Discover the savings you can achieve with a novated lease as an Australian Defence Force Member.
Streamlined Savings
Hassle-Free Management
Exclusive Vehicle Offers
We assist members of the Australian Defence Force, including the Royal Australian Army, Airforce, and Navy, as well as APS personnel, in securing excellent novated lease deals, regardless of whether your employer already has a salary packaging provider.
What Are the Benefits of a Novated Lease for Department of Defence Members?
Personal Freedom
Enjoy the luxury of using your novated lease vehicle for both personal and work-related purposes, ensuring your travel needs are met without restrictions.
Choice of Vehicle
Drive off in a vehicle that suits your style and needs, whether a sparkling new model or a well-maintained second-hand car.
Inclusive Costs
Streamline your budget by including essential car expenses like fuel, insurance, and maintenance in your pre-tax payments, enhancing your financial efficiency.
Tax Efficiency
Leverage your pre-tax salary to cover part or all of your vehicle repayments, capitalising on substantial tax benefits through salary sacrificing.
Job Flexibility
Should you switch employers, your novated lease can easily be transferred, ensuring continuous benefits without interruption.
Savings Opportunities for Department of Defence Members
Reduce taxable income through pre-tax lease payments, lowering overall tax liabilities.
Consolidate all vehicle-related expenses into one tax-effective payment.
Zero FBT on the purchase of EVs.
Benefit from competitive pricing and discounts exclusive to Department of Defence Members.
Access potential fuel savings and reduced maintenance costs through fleet discount programs.
FBT Exemptions for EVs and PHEVs
Zero or low-emission vehicles, such as electric vehicles (EVs) and plug-in hybrid electric vehicles (PHEVs), are becoming popular among government employees. This preference is mainly due to the substantial fringe benefits tax (FBT) exemption available for these vehicles. With this exemption, neither you nor your employer must pay FBT, potentially saving you thousands of dollars.
Get the best deal on a novated lease
How Novated Finance Australia Can Help Department of Defence Members
Assisting both military and APS personnel to maximise savings through competitive novated lease quotes
Securing top novated leases even if your employer has an existing salary packaging provider.
Offering self-managed novated leases that provide the same benefits to employees.
Here's What We Offer the Department of Defence Members
Read below >
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Collaborate with us to select and purchase a vehicle at a discounted rate using our substantial fleet purchasing power.
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We handle all administrative tasks, coordinating with your department and salary sacrifice provider to optimise your lease setup and enhance your take-home pay.
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We source the most advantageous novated lease options for you from our extensive network of finance providers.
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As your lease concludes, we help understand all the options and assist you in effectively planning your next steps.
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We help calculate your vehicle's running costs based on your usage estimates and integrate them into your lease plan for streamlined budgeting.
Other Agencies within the Defence Department We Can Assist
Here is the list of agencies in the Defence Department we can help with:
1
AAF Company (Trustee of Army Amenities Fund and Messes Trust Fund)
2
Army and Air Force Canteen Service
3
Australian Military Forces Relief Trust Fund
4
Australian Signals Directorate
5
Australian Strategic Policy Institute Limited
6
Defence Housing Australia
7
RAAF Welfare Recreational Company
8
Royal Australian Air Force Veterans' Residences Trust Fund
9
Royal Australian Air Force Welfare Trust Fund
10
Royal Australian Navy Central Canteens Board (Royal Australian Navy Central Canteens Fund)
11
Royal Australian Navy Relief Trust Fund
Other Agencies within the Defence Department We Can Assist
Here is the list of agencies in the Defence Department we can help with:
AAF Company (Trustee of Army Amenities Fund and Messes Trust Fund)
2
3
4
8
11
Australian Military Forces Relief Trust Fund
5
Australian Signals Directorate
6
7
9
10
Australian Strategic Policy Institute Limited
Defence Housing Australia
RAAF Welfare Recreational Company
Royal Australian Air Force Veterans' Residences Trust Fund
Royal Australian Air Force Welfare Trust Fund
Royal Australian Navy Central Canteens Board (Royal Australian Navy Central Canteens Fund)
Army and Air Force Canteen Service
Royal Australian Navy Relief Trust Fund
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Get the best deal on a novated lease
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A novated lease is a three-way agreement between an employee, their employer, and a lease company, allowing employees to lease a vehicle using their pre-tax income.
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Yes, federal, state, and territory government employees are eligible for novated leases, which can offer significant tax and cost savings.
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Benefits include tax savings, bundled vehicle expenses, and potentially lower vehicle costs due to fleet pricing.
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You can choose new or used cars, and depending on the provider, you may also select from various makes and models.
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If you move to another government department or different employer, your novated lease can typically be transferred, subject to the new employer’s policies.
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Yes, running costs such as fuel, maintenance, insurance, and registration can be included in your lease payments, simplifying budget management.
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Contact your HR department or a novated lease provider who will guide you through the application process, credit approval, and vehicle selection.
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You must make the full balloon payment at the end of your novated lease term.
Frequently Asked Questions
Check out our comprehensive FAQ section for intelligent driving tips. Still have questions? Give us a call, and our dedicated team will be available to help you.
Working At A Government Department? We Can Help You!
If you work at any of these government departments, we can help you secure a novated lease on your car:
