SA Government Employees Can Now Enjoy Massive Savings on a BYO Novated Lease!
Choose Your Own Novated Lease Supplier to unlock savings with a BYO Novated Lease for South Australian government workers.
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What is BYO Novated Leasing for SA Government Employees
South Australian Government employees can now select their own novated lease provider, who will manage the financing and running budgets for their novated lease. You have the power over all costs, including fuel, maintenance, and insurance, allowing you to ensure the vehicle fits within your budget.
The novated leasing provider you select will take care of everything, from sourcing your preferred vehicle to arranging the finance and managing all running costs for your lease. You'll have the flexibility to customise the budgets for these running costs with your chosen provider, before finalising the salary packaging with the third-party supplier.
Customise your budget on your lease.
Lower your taxable income by including car payments in a novated lease.
Enjoy a simple, streamlined process that’s fully managed for a smooth experience.
Benefits of BYO Novated Leasing for SA Government Employees
Check out the awesome perks of BYO Novated Leasing for SA Government Employees!
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Save on Tax
A novated lease lowers your taxable income by using your pre-tax earnings to cover vehicle expenses. Additionally, you won’t pay the upfront GST on the vehicle's purchase price, which is capped at $6,334.00 for passenger vehicles.
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Flexibility
The novated lease provider will source your vehicle, arrange the finance, and bundle all running costs for you. You’ll have the flexibility to customise the budgets for these running costs to suit your needs.
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Easy Budgeting
Novated leasing bundles all vehicle-related expenses (Service, maintenance, replacement tyres, REGO, CTP Renewals, Comprehensive insurance, fuel and/or charging ) into one fixed, manageable monthly payment. This predictable cost structure simplifies budgeting.
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Reduced Vehicle Costs
BYO novated leasing helps to reduce the overall cost of owning and operating a vehicle. The lease structure maximises savings by utilising a pre-tax income, providing you with a more affordable way to own a car.
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Transparency
BYO Novated Lease provides transparency in terms of costs, fees and deductions, which in turn helps you manage your finances more effectively.
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Ownership Flexibility
With a BYO Novated Lease, you retain ownership of the vehicle, giving you the freedom to sell or upgrade whenever you want.
How does Novated Leasing work for SA Government Employees?
A novated lease for South Australian Government (SA) is a three-way agreement between you, your employer, and a leasing provider. As an SA Government employee, you can choose the vehicle and insurance from you lease provider, making it easier to manage your car expenses.
A BYO novated lease allows government employees to enjoy the flexibility of leasing a vehicle while using their pre-tax salary to reduce their taxable income, resulting in significant tax savings.
Once the lease is approved, all vehicle-related expenses such as registration, insurance, and maintenance are bundled into one low, fixed (in line with your paycycle) payment. This allows for simple, predictable budgeting without unexpected costs.This flexibility is ideal for SA Government employees looking for a hassle-free and cost-effective way to manage their car leasing.
Get The Best Novated Lease Deals
Vehicle Solutions offers the best novated lease deals for SA Government employees. Whether you’re looking for a BYO Novated Lease or a self-managed option, we provide competitive rates and flexible solutions that save you thousands of dollars. Let us help you maximise your savings and drive away with a new vehicle on the best possible terms.
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Setting up a BYO Novated Leas
Set up your BYO novated lease easily with our straightforward process, tailored to your needs and preferences.
Step 1
Vehicle Selection
Choose your desired vehicle yourself (or let us help you). We help you explore a wide range of options to find the perfect fit for your needs and budget.
Step 2
Finance Application
We will source the finance and select the best option for you. Our team will ensure you understand all available options and help you choose the one that aligns with your financial goals.
Step 3
Lease Administration
We bundle everything together and send it to your salary packaging supplier who manages the ongoing administration and lease deductions. This ensures that all payments and deductions are handled smoothly, so you can focus on enjoying your new vehicle.
Testimonials
Having second thoughts? Here are some of our customers sharing their experience with Novated Finance Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Can’t thank Henry hay enough for all…
Can’t thank Henry hay enough for all his help and how quickly he found a car and got the wheels in motion! He’s made the process so easy! Thanks to the team around him also really appreciate it.
Damien
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Easy to deal with and very helpful…
Easy to deal with and very helpful throughout the process.
Rob
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Fantastic Process
Made everything easy from start to finish! Hassle and stress free the whole way - highly recommend!
Ben
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Great company!
The team had me approved and settled within 24hours. I was in my new car by the weekend! Great experience!
Hayden
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Great to work with
Great to work with, very smooth process.
Timothy
Australia
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5.0 Stars
⭐⭐⭐⭐⭐
Great to deal with
Great to deal with. The whole process was seamless.
Tannous
Australia
FAQs
Find answers to frequently asked questions about novated leasing for SA Government employees.
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A BYO Novated Lease allows you to choose your vehicle and insurer, offering full flexibility and control. It provides tax savings and a customised leasing experience tailored to your needs.
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As a South Australian government employee, you are eligible for a novated lease if you meet basic income and credit criteria. Our team will guide you through the process and provide all necessary information to get starte
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If your circumstances change, such as changing jobs or relocating, you can transfer the lease to a new employer. This ensures continuity and convenience, allowing you to keep your vehicle without hassle.
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To apply, simply get in touch with us to discuss your vehicle and insurance options. We’ll guide you through the paperwork and ensure a smooth, efficient process so you can start enjoying your new car.
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With a BYO Novated Lease, you have control over choosing your novated lease supplier. Novated leasing bundles all vehicle-related expenses (Service, maintenance, replacement tyres, REGO, CTP Renewals, Comprehensive insurance, fuel and/or charging ) into one fixed, manageable monthly payment.
Have more question? Contact us
Working At A Government Department? We Can Help You!
If you work for the SA Government, you can take advantage of the savings and flexibility a novated lease offers. Contact us to learn how you can start enjoying the benefits today and drive a new car.
Disclaimer
While every effort has been made to ensure the accuracy of the information provided, the figures presented are based on the details shared and should be considered for reference only. This includes estimates for scheduled servicing, tyres, registration, lease payments, fuel, and comprehensive insurance.
Prior to signing any agreements, you will receive a copy of all pertinent documents, including this estimate and the associated finance terms and conditions.
Save on tax and get into your dream car with a novated lease
Save on taxes and drive your dream car sooner with a flexible, cost-effective novated lease.
