Subaru Novated Lease: Best Picks for Adventure Seekers
For Australians who love adventure, whether it's off-roading, weekend getaways, or city commutes, Subaru has become the go-to brand for versatile, rugged, and reliable vehicles. If you're looking to maximise your savings while driving one of these incredible vehicles, a novated lease is the solution you’ve been waiting for.
In this guide, we'll explore the top Subaru models available for novated leasing, the benefits of salary sacrifice car leases, and how you can take advantage of this offer to fuel your next adventure.
Ready to hit the road? Let’s dive in.
Why Choose a Subaru Novated Lease?
If you’ve ever dreamed of driving a Subaru, the benefits of a novated lease can make that dream come true while saving you money.
Here’s why a Subaru novated lease could be the perfect choice for you:
Tax Savings: By opting for a novated lease, your lease payments are deducted from your pre-tax salary, reducing your taxable income and therefore your income tax.
Cost Efficiency: Bundle all vehicle-related expenses, such as insurance, fuel, and servicing, into one predictable payment.
Flexibility: At the end of the lease term, you can either purchase your Subaru, upgrade to a newer model, or simply walk away.
Convenience: No more dealing with multiple bills, everything is taken care of in your novated lease agreement.
Now, let’s look at which Subaru models are ideal for adventure lovers, and how they stack up for your next big journey.
Top Subaru Models for Novated Leasing
Subaru’s lineup offers a diverse range of vehicles suited for all types of adventures. Whether you're seeking an SUV for family road trips or a sporty car for city commutes, Subaru has you covered.
1. Subaru Forester
The Subaru Forester is an iconic choice for anyone who loves the outdoors. Known for its excellent all-wheel-drive capability, the Forester is ready to tackle any terrain, from urban streets to rugged trails.
Key Features:
X-Mode for improved off-road performance.
Spacious interior with generous cargo space.
Advanced safety features, including EyeSight Driver Assist Technology.
Ideal For: Families, off-roaders, and those who need a reliable, versatile vehicle for every adventure.
2. Subaru Levorg
Looking for something sporty with a wagon's practicality? The Subaru Levorg combines the agility of a sedan with the functionality of a station wagon.
Key Features:
Turbocharged engine for a thrilling drive.
Symmetrical All-Wheel Drive for better traction.
Spacious boot and modern tech features.
Ideal For: Drivers who want a sporty, performance-focused vehicle that still offers practicality for weekend escapes.
3. Subaru Outback
If you’re someone who enjoys long road trips and off-the-beaten-path exploration, the Subaru Outback might be the best choice for you. Known for its rugged performance and luxurious comfort, the Outback is built to handle anything from a weekend beach trip to a mountain adventure.
Key Features:
Symmetrical All-Wheel Drive for enhanced traction.
High ground clearance for easy off-road capability.
Advanced safety features like EyeSight.
Ideal For: Adventure seekers, campers, and those who need a reliable vehicle for cross-country trips.
4. Subaru BRZ
For those who crave excitement behind the wheel, the Subaru BRZ offers a sporty driving experience without compromising style. With its sleek design and low-slung profile, the BRZ is perfect for city driving and weekend fun.
Key Features:
Rear-wheel-drive for an exhilarating drive.
Lightweight construction for sharp handling.
Sporty design and advanced tech features.
Ideal For: Driving enthusiasts looking for a fun and sporty ride.
5. Subaru Crosstrek
The Subaru Crosstrek is a compact crossover that offers a perfect blend of off-road capability and urban-friendly size. With all-wheel drive as standard and an elevated ride height, it’s built for adventure in any environment.
Key Features:
Rugged, off-road capabilities.
Compact design for easy city parking.
Spacious interior with ample cargo room.
Ideal For: City dwellers who still crave adventure on the weekends.
How Does a Subaru Novated Lease Work?
A novated lease is a three-party agreement between you, your employer, and the lease provider. Here’s a quick breakdown of how it works:
Choose Your Subaru: Pick the Subaru model that suits your needs. Whether it’s a Forester for your next off-road adventure or a Levorg for city commutes, the choice is yours.
Calculate Your Costs: Use a Subaru novated lease calculator to estimate the lease payments based on the model, your salary, and additional running costs.
Sign the Agreement: Once you’ve agreed on terms, your employer will deduct the lease payments directly from your pre-tax salary.
Drive and Maintain Your Vehicle: Enjoy the convenience of a Subaru without worrying about separate payments for fuel, maintenance, or registration.
Benefits of a Subaru Novated Lease for Adventure Seekers
When you’re an adventure seeker, a Subaru novated lease is the perfect solution to make your journeys stress-free and cost-effective.
Here’s how it benefits you:
Lower Costs: Since your vehicle costs are deducted from your pre-tax salary, you’ll enjoy tax savings while driving a quality Subaru.
Comprehensive Coverage: Your lease payments often include insurance, maintenance, and running costs, which means no surprises when it comes to car-related expenses.
Freedom to Upgrade: At the end of the lease, you can either purchase your Subaru at a balloon payment or upgrade to the latest model, giving you the flexibility to stay ahead of the curve.
Maximising Your Subaru Novated Lease Savings
Want to make sure you're getting the best deal on your Subaru novated lease? Here are some tips to help you maximise savings:
Use a Novated Lease Calculator: This tool can help you understand how much you’ll save on taxes and estimate your monthly payments.
Shop Around for Lease Providers: Different providers offer varying terms and rates, so it’s worth comparing options to find the best deal.
Negotiate Discounts: Some Subaru dealerships offer exclusive novated lease discounts, so don’t hesitate to ask.
Who Should Consider a Subaru Novated Lease?
A Subaru novated lease is ideal for:
Full-time employees with access to salary packaging.
Adventure seekers who need a reliable vehicle for off-road trips, beach visits, and family getaways.
Brisbane residents who are looking for a car that handles both city driving and weekend adventures.
Is a Subaru Novated Lease Right for You?
A Subaru novated lease is the ideal option for Australians who seek adventure without the burden of high upfront costs and unpredictable expenses. With tax benefits, bundled costs, and the ability to upgrade your car regularly, it’s a hassle-free way to drive a quality Subaru that meets your needs.
Ready to hit the road in your dream Subaru? Get a quote today and start saving!
Frequently Asked Questions
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A Subaru novated lease is a salary sacrifice agreement where you lease a vehicle, and the payments are deducted from your pre-tax salary, offering tax savings and bundled expenses.
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Models like the Subaru Forester, Levorg, and Outback are perfect for adventure seekers, offering a mix of off-road capability and comfort.
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Yes, you can choose the vehicle that best fits your requirements and even adjust the terms of the lease to match your budget.
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By using pre-tax salary for lease payments, you reduce your taxable income and can save significantly on tax.
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Absolutely! Subaru vehicles are known for their rugged capabilities, and with a novated lease, you can enjoy these features while benefiting from lower costs and predictable payments.