Simplify Your Drive with Novated Leasing
Whether you are looking for a new or used vehicle or want to take advantage of the FBT exemption on Electric vehicles, Novated Finance Australia has the right package for you.
Experience unparalleled benefits, including:
Significant tax savings
Fixed monthly payments
Own your car for less!
Never pay full price for a car again
What Is A Novated Lease?
A novated lease represents the pinnacle of smart car ownership. By choosing a novated lease, you get a chance to drive the car you've always wanted, from the latest novated lease electric car models to premium used vehicles, all while enjoying incredible tax benefits.
This leasing option allows you to allocate your pre-tax income towards car expenses, reducing your taxable income and saving you monthly money. With a novated lease from Novated Finance Australia, you'll enjoy the simplicity of a single payment for all your car needs, including fuel, insurance, and maintenance, freeing you from financial stress and administrative hassles.
Ready to make a smart choice? Reach out for a quote today!
Lease Company
You / The Employee
Your Employer
Your Employer Makes The Lease Payments
On Your Behalf
Deals You Can’t Beat
Introducing our Price Match Promise – your ticket to locking in the best novated lease offers out there!
Here’s How It Works:
Found a Better Quote? Challenge Accepted!
Think you've found a sweeter deal elsewhere? Challenge us to match it! Our dedicated pricing team works tirelessly to ensure you get the best of the best.
We’ll Match It!
Not sure yet? Try for yourself! We are confident in our ability to keep you rolling in savings.
Hassle-Free, Pressure-Free
We're not here to pressure you into a deal. Our focus is on providing you with the best prices and the best service, period.
Deals You Can’t Beat
Introducing our Price Match Promise – your ticket to locking in the best novated lease offers out there!
Here’s How It Works:
We’ll Match It!
Think you've found a sweeter deal elsewhere? Challenge us to match it! Our dedicated pricing team works tirelessly to ensure you get the best
of the best.
Found a Better Quote? Challenge Accepted!
Not sure yet? Try for yourself! We are confident in our ability to keep you rolling in savings.
Hassle-Free, Pressure-Free
We're not here to pressure you into a deal. Our focus is on providing you with the best prices and the best service, period.
Comparing Total Purchase Costs: Novated Lease vs. Car Loan/Cash
Novated leases from Novated Finance Australia offer a more affordable purchase price and significant tax savings on vehicle purchases and ongoing running costs.
By reducing your taxable income and providing fixed monthly payments that cover all vehicle expenses, a novated lease ensures you enjoy huge savings over the term compared to traditional car loans or outright cash purchases.
Explore the advantages of choosing a novated lease and see why it's the smartest way to achieve car ownership in Australia
| Total purchase cost of the car | Novated Leases | Car Loan | Cash |
|---|---|---|---|
| Cheaper purchase price | ✓ | X | X |
| GST savings on vehicle purchase and running costs | ✓ | X | X |
| Reduce taxable income | ✓ | X | X |
| Fixed monthly payment inclusive of vehicle running costs | ✓ | X | X |
| Huge Savings Over Lease Terms | ✓ | X | X |
Upgrade Your Ride In A Tax-Effective Way
Seize the opportunity to own your ideal vehicle with a novated lease from Novated Finance Australia. This tax-effective strategy puts you behind the wheel of your dream car and ensures maximum tax savings by leveraging your pre-tax income.
Our novated leasing packages streamline your automotive expenses by combining fuel, insurance, tyres, servicing, and registration costs into one convenient payment, significantly reducing the possibility of unexpected bills.
Ready to make a smart move? Reach out today!
Your Path to a Novated Lease in 5 Easy Steps
SIMPLE + EASY STEPS
Here are some steps to understand how the process works.
Choose any car that suits your lifestyle, be it a brand-new marvel or a reliable used vehicle. Your dream car awaits.
Vehicle Selection
STEP 1
STEP 2
Reach out to Novated Finance Australia. With our extensive dealer network, we promise not just to find your chosen vehicle but to secure the best pricing possible.
Our comprehensive quote includes finance and all running costs, ensuring total transparency.
Secure the Best Deal
STEP 3
Seamless Application Process
We will provide you with a detailed novated lease proposal and credit application. Once you and your employer sign off, the path to your new car is clear.
Your chosen vehicle will be delivered directly from the dealership with an informative pack and your fuel card for hassle-free driving. Novated Finance Australia offers continuous post-purchase support to ensure your satisfaction.
Delivery and Support
STEP 4
For any servicing and maintenance needs, simply book your vehicle into the dealership. We'll handle all payments, making your novated lease experience as smooth as possible.
Maintenance Made Easy
STEP 5
Get In Touch Today
Elevate your driving experience with Novated Finance Australia.
Check Out Our Monthly Specials
Pick Any Car & We Will Deliver It
Experience unparalleled value with Novated Finance Australia's exclusive monthly specials. Choose any car, and we'll deliver it directly to you. Dive into our latest offers and select the ideal novated lease package that meets both your financial objectives and driving choices.
Frequently Asked Questions
We've compiled a comprehensive list of common FAQs to guide you on your journey to smart driving. If you don't find the answer you're looking for, our dedicated team is just a call away.
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We can get you approved for your lease in under 4 hours getting you into that driving seat faster!
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You can enjoy tax savings, upgrade your car easily, get fast approvals on your lease and have a seamless driving experience with a Novated Finance Lease.
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Novated leases can include fuel, vehicle servicing, registration and insurance into a fixed payment, allowing peace of mind throughout the lease.
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Absolutely! Novated Leasing is great for electric cars, and we can help you decide if it is a good option for you.
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Novated leasing is a different form of finance that enables you to buy and run your car for less. A finance arrangement used with salary packaging, it simply means your employer pays for your car and running costs through a combination of pre and post-tax salary deductions.
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Yes, you can use a Novated Lease for both new and used car purchases.
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12 months is the shortest term available.
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When your novated lease ends, you’ll have the option to upgrade to a new vehicle with a new novated lease. extend your lease with the same vehicle or pay the residual amount to own the car outright.
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Price matching is a service offered by Novated Finance Australia where we strive to match or beat lower prices found elsewhere for the same make and model of vehicle. Send us your quote and we'll work to ensure you get the best deal possible.
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To qualify for price matching, the lower price must be for the same make and model of the vehicle offered by a reputable dealership and meet any additional criteria outlined in your novated lease agreement.
ATO Tax Table
| Novated Lease Term | Minimum Residual Payment | |
|---|---|---|
| 1 year | 65.53% | |
| 2 years | 56.25% | |
| 3 years | 46.88% | |
| 4 years | 37.50% | |
| 5 years | 28.13% |
Ready To Drive Smart & Save Big?
The Most Popular Cars Being Novated Right Now
From electric wonders benefiting from government incentives to fuel-efficient models designed to cater to your daily commute needs, all of these vehicles promise an exceptional driving experience.
Employer Benefits
Offer novated leases as part of your benefits package to boost employee retention
Retention
Rewarding your team with such perks can motivate them towards achieving higher productivity and results.
Reward
Stand out as an employer of choice by offering novated leasing, a benefit that attracts top-tier professionals and retains your valuable staff.
Attract and Retain Talent
Exclusive Discounts
Your employees can access exceptional discounts through our extensive dealership network.
Novated leasing doesn’t cost your business anything. The administration is handled by Novated Finance Australia, and the lease payments are deducted from employees’ pre-tax salaries. It’s a win-win for both your organisation and your staff.