Ultimate Guide to the Best Mercedes Benz Lease Plans for 2025

17 May

Leasing a Mercedes-Benz has long symbolised luxury, cutting-edge technology, and superb driving performance. With 2025 approaching, the leasing landscape has evolved, offering smarter, more cost-effective ways to drive your dream car, especially through novated leases.

This guide explores the best Mercedes-Benz lease plans for 2025 in Australia, highlighting financial benefits, top models, pricing, tax advantages, including FBT exemptions, and a clear path to making your lease journey seamless and affordable.

Why Lease a Mercedes-Benz in 2025?

Leasing lets you drive a high-end Mercedes-Benz model while avoiding the large upfront costs of purchasing outright. The novated lease structure helps make luxury affordable by spreading payments and bundling expenses.

Tax Efficiency That Makes a Difference

One of the most compelling reasons to lease via a novated arrangement is the tax savings. Lease payments are deducted from your pre-tax income, effectively lowering your taxable income. This can mean a significant reduction in the amount of income tax you pay annually.

Simplified Budgeting with Bundled Costs

Leases typically bundle finance and running costs—including fuel or charging, maintenance, insurance, tyres, and registration—into one fixed weekly or monthly payment. This makes budgeting easy and shields you from unexpected expenses.

FBT Exemptions on Electric Vehicles

Australia’s government supports electric vehicles (EVs) by exempting many from the Fringe Benefits Tax (FBT), provided their purchase price falls under the Luxury Car Tax (LCT) threshold of $89,332. This exemption can greatly increase your savings if you choose an electric Mercedes-Benz model like the EQA 250 or EQB 300.

Access to Dealer Discounts and Specials

Novated leasing companies often negotiate directly with dealerships, unlocking exclusive pricing and deals not available to standard retail buyers. This can mean better prices and added incentives.

Mercedes-Benz Models for Novated Leasing in 2025

Mercedes Benz offers a wide range of models suitable for novated leasing, catering to diverse preferences, from luxury sedans to family SUVs and eco-friendly electric vehicles.

    
            Model
            Type
            Engine/Powertrain
            Estimated Weekly Cost*
            Estimated Total Savings*
        

    
            EQA 250
            Electric SUV
            66.5 kWh battery, AWD
            $243
            $47,093
        

            EQB 300
            Electric SUV
            66.5 kWh battery, AWD
            $299
            $42,000+
        

            C-Class Sedan
            Luxury Sedan
            Turbocharged 4-cylinder
            $260
            $40,000+
        

            GLC SUV
            Luxury SUV
            Turbocharged inline-4
            $320
            $45,000+
        

            A-Class Sedan
            Compact Sedan
            Turbocharged 4-cylinder
            $180
            $30,000+
        

            S-Class
            Flagship Sedan
            V8 and hybrid options
            $650+
            $50,000+
        

*Weekly costs and savings vary based on lease terms, driving habits, and personal tax brackets.

Updated Lease Pricing & Savings Estimates for 2025

The leasing market is dynamic, and 2025 promises competitive rates paired with enhanced tax advantages. Here’s a snapshot of what to expect financially when leasing popular Mercedes-Benz models:

Mercedes-Benz EQA 250: This electric SUV combines luxury with eco-consciousness. With an estimated weekly lease payment of $243, you could save over $47,000 across a typical 3-5 year lease term thanks to FBT exemption and tax deductions. This includes running costs bundled into one payment, so budgeting becomes effortless.
Mercedes-Benz C-Class: A favourite for its blend of elegance and performance. Leasing starts around $260 weekly, with total savings upwards of $40,000 once tax benefits and bundled services are factored in.
Mercedes-Benz GLC SUV: For those who want space and power, the GLC lease offers premium SUV comfort and performance from approximately $320 per week, combined with tax savings that make this luxury SUV attainable.
Mercedes Benz EQB 300: This electric SUV is gaining popularity for family and urban driving. Leases begin near $299 weekly, with FBT exemptions applicable, ensuring excellent savings.
Mercedes Benz A-Class: Ideal for those seeking a stylish compact sedan or hatchback, starting at $180 per week lease, it’s a cost-effective entry into the Mercedes Benz brand with good tax advantages.

How Does Novated Leasing Work for Mercedes-Benz in 2025?

Novated leasing involves a three-way agreement between you, your employer, and the leasing company:

Select Your Model: Choose the Mercedes-Benz that suits your lifestyle and budget.
Finance Setup: The lease payments and running costs are deducted from your pre-tax salary, lowering taxable income.
Employer’s Role: Your employer handles salary deductions based on lease terms (no direct cash outlay).
Lease Term: Typical leases run 2-5 years, after which you may purchase the car outright by paying the residual amount or upgrade to a new vehicle.
Running Costs Included: Maintenance, insurance, fuel/charging, tyres, and registration can be included in fixed payments, easing financial management.

Step-by-Step Guide to Setting Up Your Mercedes-Benz Novated Lease

Setting up your Mercedes-Benz novated lease is a simple process when you follow these easy steps from start to finish.

Step 1: Choose Your Mercedes-Benz Model

Start by deciding which Mercedes Benz vehicle best fits your needs. Whether you want a sporty sedan, luxury SUV, or the latest electric model, select the perfect ride for you.

Step 2: Complete Our Quick Online Form

Fill out a simple inquiry form with your details to initiate the leasing process.

Step 3: Credit Application and Approval

Submit your finance application for approval. Our streamlined process helps you get approved quickly with minimal fuss.

Step 4: Employer Onboarding

We provide your employer with all necessary documents to facilitate the novated lease deductions and arrange salary packaging.

Step 5: Delivery of Your Mercedes Benz

Once everything is approved and the lease contract signed, your brand-new Mercedes Benz will be prepared and delivered to your preferred location.

Step 6: Payroll Setup

We coordinate with your payroll department to ensure smooth salary deductions, making payments hassle-free for you and your employer.

Important Considerations Before You Lease

Financial Assessment: Understand your monthly cash flow to comfortably meet lease payments and residual costs at lease end.
Creditworthiness: Your credit score can affect your lease terms and interest rates.
Lease Deals Vary: Offers and savings can differ based on location and time of year, so check regularly for promotions.
Residual Value: Know your balloon payment amount and plan ahead for lease-end options.
FBT and Tax Law Changes: Keep abreast of tax regulations, especially those impacting electric vehicle leases.

Why Choose Novated Finance Australia for Your Mercedes-Benz Lease?

Our dedicated team specialises in Mercedes-Benz novated leases, ensuring you get the best rates, expert guidance, and personalised service. We handle the paperwork, liaise with your employer and dealerships, and support you throughout your lease.

We pride ourselves on delivering seamless experiences, making luxury car leasing simple, affordable, and stress-free.

Conclusion: Ready to Drive Your Dream Mercedes-Benz in 2025?

Discover the luxury, savings, and convenience of novated leasing with Novated Finance Australia. Contact us today to start your Mercedes Benz novated lease journey and experience affordable, hassle-free luxury.

FAQs

It’s a salary packaging arrangement where your lease payments and running costs are paid from pre-tax income, reducing taxable income and increasing take-home pay.
Yes, provided they are below the $89,332 LCT threshold, including models like the EQA 250 and EQB 300.
Savings vary by income and lease terms but can exceed $40,000 over the lease period due to tax benefits and bundled costs.
Yes, most novated leases allow you to upgrade to newer models at the end of your lease term.
With efficient processing, approvals can happen within days, and vehicle delivery usually occurs within weeks after finance settlement.

Aizal Lohmann